About the Product Ideas category

You have a crazy idea for a new insurance product? Post it here.

Not sure if this is the correct place to share this idea.
had an idea for Health Insurance.
Now I don’t know how realistic this idea is but…
It would be really cool if there was a way to connect a smart watch / HR monitor and for the consumer to complete a Bi yearly fitness test/ task where they can upload their data and based on their performance they would be entered into a category that would consider their previous and current health conditions and the fitter they are the cheaper their health insurance rate.
Like I said, just a thought, I have no idea how it would/ could work, I do think if it could, a lot of people would sign up to it.